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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

AEC | Office & Facility

Firm’s HQ Upgrades Maximize FAR Overhead and Minimize Interest Rate Risk 

Fast Facts

Industry

AEA

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Organization

Architecture & design firm, Dallas, TX

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Client Since

2017

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Equipment Financed

$7,000,000 office renovation project that included furniture, fixtures, and all other expenses above the landlord allowance

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Financing Structure

60-month operating lease for a lease line that included a 12-month rate lock

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Industry Specific Fact

Ranked as a D+C Top 10 Architecture Firm

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Industry

AEA

Star icon

Organization

Architecture & design firm, Dallas, TX

Building Icon

Equipment Financed

$7,000,000 office renovation project that included furniture, fixtures, and all other expenses above the landlord allowance

Money icon

Top-Ranking Architecture Firm with Strong Cash Position Seeks to Upgrade HQ

A leading architecture and design firm looked to expand and update their Texas headquarters to demonstrate their commitment to employee wellness. While the firm had a strong cash position and initially planned on self-funding the office renovations, they recognized that this large capital investment could help maximize their Federal Acquisition Regulation (FAR) overhead rate.

While the firm had a strong cash position and initially planned on self-funding the office renovations, they recognized that financing the project could help maximize their FAR overhead rate.  

A custom 5-year operating lease allowed lease payments to be included as rent expenses in the firm’s overhead calculation for FAR.

Leasing Maximizes FAR Overhead for Innovative HQ Expansion

First American structured a custom 5-year operating lease that allowed lease payments to be included as rent expenses in the company’s overhead calculation for FAR and secured a competitive 12-month rate lock to mitigate interest rate risk during the prolonged construction phase.

Top-Ranking Architecture Firm with Strong Cash Position Seeks to Upgrade HQ

A leading architecture and design firm looked to expand and update their Texas headquarters to demonstrate their commitment to employee wellness. While the firm had a strong cash position and initially planned on self-funding the office renovations, they recognized that this large capital investment could help maximize their Federal Acquisition Regulation (FAR) overhead rate.

Leasing Maximizes FAR Overhead for Innovative HQ Expansion

First American structured a custom 5-year operating lease that allowed lease payments to be included as rent expenses in the company’s overhead calculation for FAR and secured a competitive 12-month rate lock to mitigate interest rate risk during the prolonged construction phase.

The results

Firm’s HQ Improvements Earn International WELL Gold Certification

The results

Firm’s HQ Improvements Earn International WELL Gold Certification


8 Offices

financed FF&E after completion of their HQ project

By utilizing an operating lease for the HQ renovations, the firm improved their FAR overhead rate and established a collaborative process for funding and managing their future office buildouts. Since 2017, the firm has financed $17 million of office improvement projects for several of their locations worldwide.


$5,000,000+

in construction costs financed

The firm’s annual lease line program features a 12-month rate lock and progress financing to accommodate construction billing.


With health and wellness as the focus of the firm’s office upgrades, they added meaningful value for their employees—ultimately earning the international WELL Gold Certification. This certification acknowledges their commitment to employees’ health and wellness in seven categories: air, water, nourishment, light, comfort, fitness, and mind. You can learn more about their health-centered space here

Other Relevant Case Studies

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Expanding Space—and Reach—With Office Buildout

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Law Firm Uses Custom Financing to Create a People-First Workplace

Pacific Dental Services

Dental Service Organization Leverages Leasing to Scale Up

Financing for What's Next

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