• Leasing & Financing Overview
      Leasing & Financing Overview
      Leasing & Financing Overview

      Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American to achieve your goals.

    • Equipment Financing
      Equipment Financing

      Discover how we can help streamline your capital projects through our equipment financing solutions.

    • Vendor Financing
      Vendor Financing

      Integrated vendor financing programs—designed to simplify your customers' purchasing experience. Explore how our vendor programs can help you sell more, faster. 

    • Commercial Cards
      Commercial Cards
      Commercial Cards

      Transform the way you manage expenses and close your books faster with the City National Visa Commercial Card program presented by First American.

  • Industries
    Industry Specialization

    Gain valuable insights by working with finance experts aligned to your industry.

  • Case Studies
    Panel Content

    Financing: The Secret Ingredient for Sustainable Growth

    Learn how SugarCreek updated their manufacturing equipment and improved packaging operations with a customized operating lease from First American.

    Comprehensive Device Management for a Top-Ranking University

    Explore how First American helped a leading university refresh 150+ IT assets per quarter while saving their staff time and resources.

  • Thought Leadership
    Thought Leadership

    Adapting to Market Shifts: Key Takeaways from U.S. Economic Outlook

    Key takeaways on the state of the U.S. economy, its complex web of cross currents, and implications for the future.

    Navigating Tax Implications in U.S. Equipment Financing

    Learn how state-specific tax considerations can help you optimize your equipment financing strategy.

  • About
    About Us

    Tap into the strength and expertise of one of the largest equipment finance companies in the U.S.

  • News
    News Stories

    2024 Best For Millennials

    First American has been recognized by Fortune and Great Place to Work® as one of the 2024 Best Workplaces for Millennials.

    Best to Sell For

    First American was recognized on the Selling Power “60 Best Companies to Sell For in 2024” list.
  • Contact Us
    Contact Us
    Contact Us

    Connect with a financing expert to discuss your organization's needs today.

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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Research and Medical Equipment Financing

Power innovation and support high quality care with financing from First American.

room of medical equipment

The healthcare and research industries have faced significant challenges in recent years, causing many organizations to put capital projects on hold to focus on more urgent needs. Combined with labor challenges and wage increases, this has put considerable financial strain on hospitals, labs, and dental practices—making it harder to invest in new equipment and keep their facilities up to date.

Financing these projects through First American means you can acquire the revenue-generating equipment you need today while preserving your capital for other investments. Acquiring cutting-edge medical, dental, and research equipment and technology can help you drive more innovation, attract and retain the best employees, and stay competitive. 

Top Reasons to Finance Research and Medical Equipment

Financing costly, long-term assets allows you to conserve your cash and credit lines for more immediate needs across your organization. 

By aligning your lease payments to the useful life of the equipment, you can improve budget predictability and cash flow management. 

Instead of incurring a significant expense upfront, spread out the cost of your project into predictable monthly payments. 

Being vendor neutral means you can choose your preferred vendors and assets while maintaining one financing provider.

doctor looking at brain scan

Top Reasons to Finance Research and Medical Equipment

Financing costly, long-term assets allows you to conserve your cash and credit lines for more immediate needs across your organization. 

By aligning your lease payments to the useful life of the equipment, you can improve budget predictability and cash flow management. 

Instead of incurring a significant expense upfront, spread out the cost of your project into predictable monthly payments. 

Being vendor neutral means you can choose your preferred vendors and assets while maintaining one financing provider.

Commonly Leased Research and Medical Equipment

Recently Funded Research and Medical Equipment

84-month lease

Independent Acute Care Hospital in AK — $20,000,000+

The client preserved cash by using a capital lease for electronic health record system upgrades.

hospital office health system

36-month lease

Orthopedic Surgery Center in FL — $250,000

The client selected an operating lease for computer equipment to help manage the lifecycle of their technology assets.

modern business architecture at night

60-month lease

Federally Qualified Health Center in CA — $1,000,000

To improve their cash position before fiscal year end, the client used a sale and leaseback for capital equipment and tenant improvements. 

ny food co packer

Medical Equipment Financing on Your Terms

3-7 year term lengths

Sale leaseback

Rate locks

Balloon payments

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

An Exceptional Client Experience

Enjoy a highly personalized service model thoughtfully designed around you and your success. 

Two business professionals collaborating

Interested in Learning More?

Tell us your business needs and we’ll share financing recommendations and insights to help support your goals.