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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Software Financing

Upgrade your software and systems with financing from First American.

software

In today's fast-paced, technology-driven world, investing in software is a necessity. Software can help automate tasks, improve efficiency, and increase productivity. However, upgrades and implementations can be challenging, as they are often complex, time-consuming, and costly.

Software financing can help you control costs and manage lengthy projects more effectively. Whether you are in the early planning stage, in the middle of an update, or have recently completed a software implementation—consider how financing may be an efficient way to spread out your costs and maximize your investment.

Top Reasons to Finance Software

Financing software projects allows you to conserve your cash and credit lines for other business needs. Rather than making a large upfront payment for software, you can spread the costs out over time.

You can finance all costs associated with your software projects, including subscription and licensing fees, consultation services, development and implementation, training costs, and managed services.

Using a refresh program for short-term assets while placing longer-term software on a fixed purchase lease can help provide greater control and flexibility over your IT infrastructure, with the option to continue financing or buy the software at lease-end.

You can choose the software and service providers that best meet your needs, rather than being limited to a specific vendor.

two colleagues working on software program

Top Reasons to Finance Software

Financing software projects allows you to conserve your cash and credit lines for other business needs. Rather than making a large upfront payment for software, you can spread the costs out over time.

You can finance all costs associated with your software projects, including subscription and licensing fees, consultation services, development and implementation, training costs, and managed services.

Using a refresh program for short-term assets while placing longer-term software on a fixed purchase lease can help provide greater control and flexibility over your IT infrastructure, with the option to continue financing or buy the software at lease-end.

You can choose the software and service providers that best meet your needs, rather than being limited to a specific vendor.

Financing Multi-Year Software Projects

Software financing implementation

Example is for illustrative purposes only.

Commonly Leased Software & Services

  • Accounting systems
  • Billing software
  • Content management systems
  • CRM software
  • ERP systems
  • Servers & cloud storage
  • Licensing

Recently Funded Software Projects

36-month lease

Top 100 Law Firm in CA – $4,500,000

Lease financing allowed the firm to smooth out costs and gain a more predictable budget for a 3-year Microsoft subscription renewal contract.

hospital office health system

12-month lease

IT Provider in PA – $2,700,000

Utilized lease financing for Microsoft and ServiceNow licensing costs to preserve other bank credit lines.

modern business architecture at night

120-month lease

Higher Education Institution in NY – $3,500,000

Long-term financing to support the implementation of a new cloud-based Enterprise Resource Planning (ERP) system after the legacy system needed to be replaced.

modern business architecture at night

Software Leasing & Financing on Your Terms

3-7+ year term lengths

Rate locks

Align payments with expected ROI

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

An Exceptional Client Experience

Enjoy a highly personalized service model thoughtfully designed around you and your success. 

Two business professionals collaborating

Interested in Learning More?

Tell us your business needs and we’ll give you specific financing recommendations and insights to help you get results.