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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

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Software Financing

Upgrade critical software and systems with financing from First American.

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Investing in new software is crucial for improving efficiency, streamlining operations, and maintaining a competitive edge—but these projects often exceed budgets and miss deadlines. Explore how software financing can help accelerate these initiatives and maximize their value. 

Top Reasons to Finance Software

Tight budgets and resource constraints can slow down software implementations. Financing allows you to maintain progress on these projects without tying up valuable capital. 

Using a refresh program for short-term assets and a fixed purchase lease for long-term software can provide greater control and flexibility over your IT infrastructure. At lease-end, you can decide to continue financing or buy the assets.

Fixed payments can help align software investments with expected benefits and reduce financial strain.

Financing up to 100% of costs helps avoid large cash outlays and enables smoother implementation.

two colleagues working on software program

Top Reasons to Finance Software

Tight budgets and resource constraints can slow down software implementations. Financing allows you to maintain progress on these projects without tying up valuable capital.

Using a refresh program for short-term assets and a fixed purchase lease for long-term software can provide greater control and flexibility over your IT infrastructure. At lease-end, you can decide to continue financing or buy the assets.

Fixed payments can help align software investments with expected benefits and reduce financial strain.

Financing up to 100% of costs helps avoid large cash outlays and enables smoother implementation.

Financing Multi-Year Software Projects

Software financing phased implementation graphic.

Example is for illustrative purposes only.

 

 

Commonly Leased Software & Services

  • SaaS subscriptions and enterprise licensing
  • AI-enabled tools and data platforms
  • ERP, CRM, and financial systems
  • Content and digital asset management software
  • Cybersecurity and risk management software
  • Implementation, integration, and training services
  • Cloud infrastructure and storage solutions

Recently Funded Software Projects

36-month lease

Top 100 Law Firm in CA – $4,500,000

The firm used leasing to smooth out costs and gain a more predictable budget for a 3-year Microsoft subscription renewal contract.

Business professionals working on desktop with software

12-month lease

IT Provider in PA – $2,700,000

The client utilized lease financing for Microsoft and ServiceNow licensing costs to preserve other bank credit lines.

Business professionals pointing at computer screen with software

120-month lease

Higher Education Institution in NY – $3,500,000

The client leveraged long-term financing to support the implementation of a new cloud-based Enterprise Resource Planning (ERP) system after the legacy system needed to be replaced.

Students smiling and working on laptop in classroom

Software Leasing & Financing on Your Terms

3-7+ year term lengths

Up to 100% financing

Align payments with expected ROI

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

An Exceptional Client Experience

Enjoy a highly personalized service model thoughtfully designed around you and your success. 

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Software Financing Frequently Asked Questions

3 frequently asked questions

Many software applications and software-related costs may be eligible for financing, including SaaS subscriptions, annual renewals, enterprise agreements, cloud infrastructure, ERP and CRM systems, cybersecurity tools, and data platforms. Implementation, integration, training, deployment, data conversion, configuration, and third-party development services can often be included as part of the overall financing structure.

Yes, software-only projects can often be financed without hardware or physical equipment. Eligibility depends on factors like term length, project scope, and credit profile. First American can support both hardware-bundled and software-only initiatives.

Equipment financing companies like First American often have broader flexibility to finance both software and the related costs required to deploy it. Unlike many traditional lenders, they can include implementation, integration, training, and other project services alongside software licenses. They can also bundle software with hardware and infrastructure into a single financing structure, helping organizations manage complex technology projects under one agreement.

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